The Broome County G!S web page (http://www.bcgis.com/website/apps/parcel_mapper/viewer.html)
has property address specific information about potential flood risks. You can access information about your property by entering your address in the Search for Parcels box and then clicking the Mailbox icon. Then click on the Parcel Details link. You can access the official FEMA maps from the Parcel Details page.
Flood damage is not covered by a standard homeowner or renter policy. You may purchase flood insurance at a discounted rate from a licensed insurance agent since the Town of Union participates in the National Flood Insurance Program (NFIP). For further information about flood insurance visit the NFIP web page at: www.floodsmart.gov
The 100-year floodplain is defined as an area that, over a 100 year timeframe, has 1 % chance of being flooded in any given year. Put another way, it has about a 26% chance of being flooded over the life of a 30-year mortgage. Smaller floods have a greater chance of occurring in any one year and can still create a significant flood hazard to people and property close to the channel.
The Town of Union maintains information used to protect property from floods and reviews applications to build or remodel in the floodplain. The town can provide residents with information related to Flood Insurance Rate Maps (FIRMs) including flood zones, base flood elevations (BFEs) and the possible presence of floodways. Contact the Code Enforcement/Permits Office at 607-786-2920 to schedule an appointment.